Michael David has over 21 years experience in the insurance software industry and over 25 years in the software industry.

From 1997 through today, Michael David has run a successful independent consulting business that services the Credit Insurance industry. He has:

• Converted three separate and distinct installations of the XYCOR system into a single, combined system.
• Developed a Claim reporting sub-system, which includes a PC-based database that allows end user reporting.
• Provided End User and Technical Support for the xyCLAIM, xyCARD, xyCREDIT and M/TEXT systems
• Developed front-end PC-Based Active Server Page (ASP) system that quotes Credit Insurance Premium

From 1985 through 1997, Michael David worked at XyberNET. Some of his major accomplishments were:

• Designed and developed the xyCARD, xyUNDERWRITE, xyADMIN, xyCLAIM Disability Examiner and xyMARS Systems.
• Designed and developed major enhancements for the xyCREDIT, xyCLAIM and xyWARRANTY Systems
• Assisted with xyCARD installation at JC Penney
• Assisted with xyCREDIT Reinsurance subsystem at Ryan Insurance (now AON)
• Assisted in the xyCARD installation at Signature Group
• Installed the xyADMIN and xyUNDERWRITE systems at Credit Life of Springfield
• Assisted in the xyCREDIT and xyCLAIM installation at Universal Underwriters
• Assisted in the xyADMIN installation at Protective Life Insurance
• Assisted in the xyADMIN and xyCARD installations at Allstate Life Insurance
• Assisted in the xyADMIN, xyCLAIM and xyCREDIT installations at American General Finance
• Assisted in the xyCARD installation at Balboa Life Insurance Company
• Assisted in the xyADMIN installation at US Life
• Assisted in the design and development of the New Management Information sub-system
• Managed the Year 2000 conversion
• Managed the Annual Release of all XYCOR systems
• Designed Initial Visual XYCOR System – a client-server application in Visual Basic connected to a CICS system.